After An Accident: Dealing With The 'What Now?'
North American Precis Syndicate
There's a faster way to get the cash for living expenses and medical care while you're waiting for insurance to pay you after an accident. (NAPS)
(NAPSI)—According to the National Safety Council, in the United
States there are about 10 million accidents of all kinds each year: from
parking lot scrapes to multicar pileups. Nearly 1.3
million people die in road crashes, and an additional 20−50 million are
injured or disabled.
An Inspiring Story
When most people hear the sounds of an auto accident—the screech of
tires, buckling metal and breaking glass—their thoughts first turn to
the physical damage to the automobiles, and next to the bodily injuries sustained
by those involved. Little if any attention, though, is ever paid to the
long-term mental anguish that victims of serious auto accidents often endure;
sometimes for years, sometimes for life.
For the victims, the incident itself is more often than not a mere blur.
Sometimes, they have absolutely no recollection of the crash. It is not
uncommon to hear people injured in an accident say that “the first
thing I remember is being put in an ambulance. I then remember the pain,
followed by an all-consuming sense of ‘what now?’”
For Mary M., a single mother of four living in Rochester, N.Y., a head-on
auto crash caused by a driver who last year ran a stop sign was the beginning
of an ordeal she could not have imagined the day before the incident. The impact
was so great that Mary sustained both shoulder and back injuries. “The
air bag went off and the next things I remember clearly were the ambulance
attendant pulling me out of the seat of my car, being put on a stretcher, and
being taken to the hospital,” Mary said.
As is the case with so many accident victims who suffer
non-life-threatening injuries, Mary could not afford the luxury of spending
more time in the hospital than absolutely necessary. “I had to get back
to work,” Mary said. “Two of my four boys were at home and I had
to get back to my job at a local hair salon. I needed the money. I needed to
pay my bills.”
Once back at work, Mary found that the strain her job put on her shoulder
and her back was more than she had anticipated. A woman who prides herself on
being strong and independent, she reluctantly succumbed to the pain that
eventually would require two surgeries, extensive physical therapy and time
away from work.
“I was in a panic,” said Mary. “I had to take a great
deal of time off from work and the bills kept piling up. While my Social
Security check was enough to pay my rent, I had living expenses for me and
for my boys that I had to cover. I was desperate, alone and I was getting
depressed. I needed help.” Having no one else to turn to, Mary confided
in her attorney, who recommended that she reach out to LawCash,
a presettlement funding company that, after
reviewing her insurance claim already in process, agreed to advance her the
cash she needed to pay her bills.
LawCash, a leader in the presettlement
funding business, helps to level the playing field for consumers whose
meritorious claims are being delayed. According to Harvey Hirschfield,
president of LawCash, “We empower consumers.
With cash on hand to pay for life needs and general living expenses, managing
cash flow, and securing medical care while awaiting settlement of their
insurance case, victims are in a stronger position and don’t have to
simply accept a lowball amount a company’s insurer initially offers.”
How It Works
LawCash does not promote or encourage
litigation. All its clients must be represented by legal counsel and must
have filed a legitimate claim before it will accept an application. Nor does
it influence the case, as all decisions related to the legal approach and
overall strategy are between the victim and his or
her lawyer. Perhaps most importantly, the presettlement
funding is not a loan. If the case is lost, the claimants owe nothing. In
addition, they’re not required to put up collateral or make interim payments,
and the advance has no effect on their credit.
“I hired my attorney because he struck me as a good lawyer and a
kind and honest human being,” said Mary. “I never expected that
in addition to handling the legal aspects of my case, he would also guide me
through some of the greatest and most tumultuous of life challenges that
resulted from the accident. The simple act of putting me in touch with LawCash removed the financial pressures that might have
forced me into settling for a lower, less fair insurance payout. I’m
forever grateful,” Mary said.
For additional facts or to apply, go to www.lawcash.net
or call (800) LAW-CASH.
“A leader in the presettlement funding business, LawCash
helps level the playing field for people whose meritorious claims are being
delayed. With cash on hand, victims don’t have to simply accept a
lowball amount. http://bit.ly/2LqumrH”
On the Net:North American Precis Syndicate, Inc.(NAPSI)